If you have suffered a significant injury or lost a loved one as a result of an accident, you have every right to exect that your insurance will provide the coverage promised in your policy. When this doesn’t happen, the situation is frustrating. There is a lack of...
Why are long-term disability claims denied?
The denial of your long-term disability (LTD) claim can be a devastating setback, especially when your medical condition is severe enough to prevent you from working. There are many reasons insurance providers deny claims. Some of the most common include: The claimant...
Here’s a wrinkle: One insurer says yes, but another says no
Regular readers of this established blog forum know that individuals having disability coverage subject to ERISA regulations and processes frequently confront some claim hurdles and challenges. And, candidly, they can be formidable. Blowback can come in an instant...
Ulcerative colitis: always serious, sometimes life-threatening
Ulcerative colitis is a medical term used to spotlight a disabling condition that is perhaps unknown to many Americans. That lack of familiarity does not mean that ulcerative colitis is a rarely experienced malady though. A Cleveland Clinic website addressing the...